Health Insurance
- Individual Insurance
- Family Insurance
- Parents Insurance
- Senior Citizen Policy
- Diabetes Policy
- Cardiac Care Policy
- Cancer Care Policy
- Special Care Children's
- Critical Insurance
- Hospital Each Benefit Policy
- Out Patient Policy
- Top up Policy
- Corporates Policy
- Lifetime renewal
- Health Insurance Care
- Safety Insurance
- Group Health Insurance
It’s often said that your health is your wealth. And with the same belief, we make it our mission to ensure that your health is never compromised. That’s why we offer you an array of flexible plans to protect your health.
Recommended Plans
- Individual Insurance
- Family Insurance
- Parents Insurance
- Senior Citizen Policy
- Diabetes Policy
- Cardiac Care Policy
- Cancer Care Policy
- Special Care Children's
- Critical Insurance
- Hospital Each Benefit Policy
- Out Patient Benefit Policy
- Travel Policy
- Top up Policy
- Corporates Policy
- Lifetime renewal
- Health Insurance Care
- Safety Insurance
- Group Health Insurance
As per recent reports, healthcare inflation in India is growing at twice the rate of overall inflation. Due to this, people not just in their 40s and 50s, but even early 20s, have started understanding the importance of purchasing health insurance. But while a family floater plan better suits someone in the 30s and 40s with a family, a single or individual health policy is ideal for unmarried people in their 20s. But what are individual health policies? How do they work? Should you consider purchasing one? Answers to all of these fundamental questions and more are discussed in this post.
We design comprehensive health cover keeping people’s needs at the core of our thinking. Tell us a little bit about yourself to help us find the ideal health insurance plan for you.
Growing up is a task so is growing old. Turning sixty is a major milestone. Do you realize how much your parents have toiled to bring you up? Most people reading this article are financially independent adults, with parents who retired or about to retire from their jobs. With age catching up inevitably, it becomes more and more necessary for them to be medically insured. Practically speaking, the health care costs are rising by 15-18% each year and soon, a heart operation that costs Rs. 4.5 lakhs today will cost about Rs. 11 lakhs in the next five years.
Care for Senior Citizens is a unique senior citizen health insurance plan for individuals aged above 60. With an affordable premium and wide-ranging sum insured options, this plan comes with specific benefits for the elderly, to sit back, relax, and enjoy peaceful golden years. It is a highly recommended plan with comprehensive coverage, enabling one to effortlessly fulfill age-related medical needs and tackle the inevitable rise in healthcare expenses. So, choose health insurance for senior citizens by CHI and discover good health and financial comfort post-retirement.
A diabetes health insurance is a customized health insurance plan that covers for treatment and hospitalization costs arising due to diabetes. Additionally, a diabetes health insurance can also refer to a comprehensive health insurance plan that includes coverage for diabetes within its benefits, such as Digit’s Health Insurance.
The trauma of a surgery and the financial drain thereafter is best known to those who have undergone one. Post surgery you must be certainly feeling better, but still worried… The Health Insurance specialist, understands your needs better and offers a custom made solution, just apt to ensure, you keep smiling, always..
Life sometimes throws unexpected challenges before us. Illnesses are one of them. Among the various ailments known to us, cancer is a critical disease that is one of the chief causes of death across the world. It is a disheartening fact that the number of cancer cases in India has increased over the years. Besides, the prolonged treatment of the disease is expensive. Buying a cancer insurance policy is advisable to safeguard oneself financially. A cancer insurance policy is a type of health insurance cover that offers lifelong financial protection against various medical expenses resulting from the treatment of cancer at all stages.
Children’s Special Health Care Services (CSHCS) is a program within the Michigan Department of Community Health. It is for children and some adults with special health care needs and their families.
critical illness insurance cover takes care of your financial burdens in the event of a serious ailment. The cover provides you a lumpsum amount which can be used to cover expenses for your diagnosis, doctor visits, medical expenses and hospitalisation as well. Max Bupa CritiCare protects your against Cancer of specified severity, open chest CABG, first heart attack of specified severity, open heart replacement or repair of heart valves, stroke resulting in permanent symptoms, permanent paralysis of limbs, coma of specified severity, kidney failure requiring regular dialysis, major organ/bone marrow transplant, motor neurone disease with permanent symptoms, multiple sclerosis with persisting symptoms, end stage liver disease, end-stage lung disease, major burns, loss of speech, deafness, aplastic anaemia, bacterial meningitis, fulminant viral hepatitis, and muscular dystrophy. The important thing to keep in mind is that all critical illness plans work the same way – as a fixed benefit plan. Once the sum assured is paid out, the insurance promise is fulfilled, and the coverage ceases to exist.
Although your health insurance policy covers your most of your expenses when you are hospitalized, some expenses are not covered by your health plan. Such expenses are called inadmissible expenses and include surgical accessories, X-Ray charges, expenses incurred by accompanying family members, etc. Also, daily hospital cash benefit will kick in without asking for any supporting bills. Only a valid hospitalization of at least 24 to 48 hours, is proof enough to avail this benefit. However, if the hospitalization becomes inadmissible, then this benefit gets declined. A daily hospital cash benefit provides a lump sum amount daily in case of hospitalization and this amount can be used per the insured’s need. The money can be used for meeting additional expenses that are not covered by health insurance or for even compensating the loss of income during the period of hospitalization.
Star Outpatient Care Insurance Policy is a popular plan from Star Health Insurance especially designed for covering outpatient expenses. The plan covers medical practitioner expenses, laboratory tests, bills for prescribed medication, etc.
A travel policy is essentially a company’s rules and procedures that outline how their employees should approve, book and expense travel for business purposes. Corporate travel policies are usually created by the Finance Manager and the Travel Manager and typically outline things like, if an employee can fly business class, how many weeks in advance should they book their trips, or if there are certain precautions employees must take when traveling alone.
top-up health insurance plan is like an extension of a health insurance you can use when you’ve already used the maximum claim amount (during the year) in your corporate insurance or, are largely okay to pay some amount from your pocket, but need a health insurer to cover for you when things get pricier. What’s great about a super top-up plan is that, it covers claims for cumulative medical expenses within a policy year once you’ve exceeded the deductible versus a regular top-up that only covers claims when a single claim goes above the deductible!
When you’re tasked with creating a company policy, it’s tempting to slap something together and call it good. But your policy has the power to affect future decision making by travelers, managers, and admins. It can help you consolidate your company travel, making it easier to report and track, or it can fail to affect behavior at all.
When it comes to buying the best health insurance plan, there are a lot of concerns that cross our minds. For instance, people are often concerned about features such as the premium of their medical insurance plan, claim benefits, deductibles, cashless mediclaim, renewal of the medical policy, co-payments etc. Generally, all health insurance plans consist of all these features. The factor(s) which set apart some of the health insurance policies as the best health/medical insurance plan is the limit of coverage.
COVID-19 is perhaps the greatest public health challenge we face today. Any health insurance policy that does not address this health risk is incomplete. A comprehensive health insurance for Coronavirus must cover not just hospitalisation and medicine expenses but also expenses incurred on pre-post hospitalization just like our health insurance plan does.
Safety Insurance was founded in 1979 with a belief that we would succeed as a company if customers were given the best possible service. As we've grown and expanded our product line to include a full range of property and casualty insurance products, staying committed to that belief has meant even more.
Group health insurance is a type of plan that provides coverage to a group of members, usually comprising employees of a company or members of an organization. This insurance plan is also referred to as corporate health insurance. A prime benefit under group health insurance provided by the employers is that the coverage support can be extended to the family members of the employees in some cases.